Commercial Auto Insurance for Small Business


Commercial auto insurance






Commercial automobile owners must understand that their personal automobile insurance does not provide sufficient coverage for a vehicle that is being used for commercial activity. Whether you run a small business, a pizza delivery shop, drive an uber car or own a commercial automobile fleet, a commercial auto insurance will provide you financial coverage to cover for the damages caused by any accident or natural catastrophe.



As the leading experts on Auto Insurance in Sunrise, we strongly advise all commercial automobile owners to obtain a comprehensive insurance. Small business insurance is extremely vital to prevent financial strains that might cripple the business, and this is a crucial step towards financial empowerment for a novice entrepreneur.


The Coverage of a Commercial Auto Insurance





Commercial Auto Insurance provides coverage for a wide range of automobiles, including cars, vans, delivery trucks, cargo trucks, commercial trailers, food trucks, and more.

It will save your business for bearing the brunt of financial damages that might occur in the instance your vehicle meets an unfortunate accident, is stolen, or needs to be replaced/repaired for any given reason.

A comprehensive commercial auto insurance policy provides coverage for a variety of vehicles, including service utility vehicles, work vans, food trucks, box trucks and more. We strongly urge owners to obtain policies that provide coverage for employees driving the vehicle and the products/cargo within the vehicle.


Here’s what a commercial auto insurance will cover:


  • Damages or replacement of your commercial vehicles.
  • Any damages caused to your vehicles or the property of others by you, or your employees.
  • Coverage for the death of a driver/employee.
  • If you have five or more automobiles, you will qualify for a fleet insurance that will cover all your commercial automobiles.



Certain commercial auto insurance policies also provide coverage for the medical bills in case the driver or the other party meets an unfortunate accident, requiring medical attention. If you own five or more commercial vehicles, it makes more sense to ensure your entire fleet under one comprehensive commercial auto insurance policy as opposed buying individual insurance for each.

Fleet insurance provides a much more flexible and comprehensive coverage, with greater benefits for licensed drivers operating the vehicles.

Do you need a Commercial Auto Insurance?



Indeed. If you using a vehicle, or operating a fleet of vehicles as part of a commercial activity, your personal auto insurance will not apply to the vehicles used commercially. The chances of accidents and damages also tend to be higher in the case of commercial vehicles, and your liabilities will get unquestionably challenging if an accident results in grave damages, or worse, casualties.


Therefore, as a small business owner, all small business insurance policies are of great value to you, and you must protect your assets with a comprehensive commercial auto insurance policy.

Finding the right policy can be challenging, and if you’re hunting for a comprehensive Car Insurance Policy in Coral Springs, feel free to reach out to our team. Our experts at Go Advantage Insurance will determine the right policy for you based on your commercial activity and coverage needs.


Content Source:-  https://bit.ly/2qcBXEV







Location: Fort Lauderdale, FL 33351, USA

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